Auto Loans for Conway NH Drivers with Bad Credit.

At Macdonald Motors Ford in Center Conway, NH, we believe everyone deserves reliable transportation - even with challenged credit. We help drivers from Berlin, Ossipee, Conway, and Bridgton secure auto financing through pre-qualification, co-signers, and flexible down payment options. Whether you're rebuilding credit or buying your first car, our team is here to guide you every step of the way.

How to Navigate Purchasing A Car with Bad Credit

Pre-qualification: No impact to credit score. Why is it important?

To get a good idea of how much car you can afford and whether you would get approved for a car of interest, you must mock a purchase by getting pre-qualified. The best part about filling out a prequalification form is that getting a quote doesn't hurt your credit.

Consider A Co-Applicant

Having a co-signer on your vehicle purchase is a great way to get the car you need if you have bad credit. This trusted friend or family member would be responsible for paying the loan when you cannot meet payments. They should have good credit history and a reliable financial background check.

Applying Solo with Bad Credit

If you choose to be the sole owner of the vehicle, consider putting a higher down payment on the purchase to reduce monthly rates. Due to your credit, you will be subject to pay higher fees than others, so a good way to combat this is by having a heftier down payment at a low starting price.

Get Your Next Car at Macdonald Motors

If you're in the Wolfeboro and North Conway region and you need to get yourself a new set of wheels, visit us at Macdonald Motors. We'll be happy to help guide you to a car within your means and work out a financial plan that suits your budget and preferences. If you have any questions about how to qualify, please reach out to a member of our team.